The Impact of Applying Cybersecurity Standards on Reducing Risks in Commercial Banks in Riyadh During the Year 2025

Abstract

This study aimed to analyze the impact of applying cybersecurity standards on reducing risks in commercial banks in Riyadh, within the context of the accelerating digital transformation that has made information protection and operational continuity a strategic necessity for the financial sector. The study employed a quantitative method and relied on an electronic questionnaire as the primary tool for data collection from a purposive sample of employees working in cybersecurity, risk management, and information technology departments in commercial banks. Three main dimensions of cybersecurity standards were examined — personnel security, information control security, and physical security — and their effects on the overall level of risk were measured using multiple regression analysis through the SPSS software. The results indicated that the application of cybersecurity standards effectively contributed to reducing operational, informational, and compliance risks, with information control security having the strongest impact, followed by personnel security and physical security. The study recommended integrating cybersecurity frameworks within digital transformation strategies in Saudi banks and enhancing employee training and awareness to achieve a safer and more sustainable banking environment aligned with Saudi Vision 2030.