Determinants of the Saving Behaviour of Saudi Households: An Investigation of Saving Motives and Awareness

العوامل المؤثرة على سلوك الادخار للأسر في المملكة العربية السعودية: دراسة دوافع الادخار والوعي

المؤلفون

  • Suaad Yahya Sarea, Roaa Osama Badkook

الكلمات المفتاحية:

دوافع الادخار
سلوك الادخار المنزلي
الوعي الإداري

الملخص

This paper aims to investigate the effect of saving motives and awareness on the saving behaviours of Saudi Arabian households. To this end, we collected primary data through a survey of 432 Saudi households. This study considered seven categories of saving motives (emergencies, retirement, children, necessities, home, holidays, and investment) and two measures of saving awareness (concept and importance). The results showed that emergencies, necessities, retirement, and investment were the most potent motives for demonstrating saving behaviours. In addition, there was also evidence that the saving awareness of Saudi households also positively influences their saving behaviours. The findings may inform policy makers and behavioural finance specialists in developing products and services to encourage household saving behaviours and improve saving awareness through financial education.

السيرة الشخصية للمؤلف

Suaad Yahya Sarea, Roaa Osama Badkook

 

Faculty of Economics and Administration || King Abdulaziz University || KSA

التنزيلات

منشور

2022-03-28

كيفية الاقتباس

Suaad Yahya Sarea, Roaa Osama Badkook. (2022). Determinants of the Saving Behaviour of Saudi Households: An Investigation of Saving Motives and Awareness: العوامل المؤثرة على سلوك الادخار للأسر في المملكة العربية السعودية: دراسة دوافع الادخار والوعي. مجلة العلوم الإقتصادية و الإدارية و القانونية, 6(7), 134–142. https://doi.org/10.26389/AJSRP.K080921

إصدار

القسم

محتوى العدد